Savings Rates
Certificate of Deposit Rates - Effective December 31, 2008 to January 14, 2009
| Product |
Balance Required
to Earn APY |
Annual Percentage Yield (APY) |
Interest Rate |
Term |
| 7 to 31 Day CD |
$1,000 |
0.75% |
0.75% |
7 - 31 Days |
| 3 Month CD |
$1,000 |
1.00% |
1.00% |
3 Months |
| 6 Month CD |
$1,000 |
1.51% |
1.50% |
6 Months |
| 9 Month CD |
$1,000 |
2.01% |
2.00% |
9 Months |
| 12 Month CD |
$1,000 |
1.76% |
1.75% |
12 Months |
| 18 Month CD |
$1,000 |
2.01% |
2.00% |
18 Months |
| 24 Month CD |
$1,000 |
2.26% |
2.25% |
24 Months |
| 30 Month CD |
$1,000 |
2.26% |
2.25% |
30 Months |
| 36 Month CD |
$1,000 |
2.52% |
2.50% |
36 Months |
| 48 Month CD |
$1,000 |
2.78% |
2.75% |
48 Months |
| 60 Month CD |
$1,000 |
3.03% |
3.00% |
60 Months |
18 Month IRA - Variable
Rate may change after the account is opended. |
$100 |
2.02% |
2.00% |
18 Months |
* Minimum balance required to qualify for 9 month CD - Please contact us for details.
Substantial Penalties may be imposed for early withdrawal.
Tiered Interest Rates and Annual Percentage Yields for Money Market Account. Fees could reduce earnings on this account. Effective December 31, 2008 to January 14, 2009
| Minimum balance to obtain Annual Percentage Yield (APY) |
APY |
| $2,500 |
.50% |
| $10,000 |
0.75% |
| $25,000 |
1.01% |
| $50,000 |
1.01% |
| $100,000 |
1.01% |
Interest Rates are Subject to Change without Notice.
For Loan Rates, please contact a Warren-Boynton State Bank loan officer.
Deposit accounts are only solicited from Sangamon County, Illinois and
surrounding counties.
For more information about fees and terms
please contact a member of our staff at:
Warren-Boynton State Bank
P.O. Box 19
New Berlin, IL 62670-0019
217/488-6091
Member F.D.I.C.
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