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    Current Rates

    Certificate of Deposit

    12 Month

    3.950%* Interest Rate
    3.990%* APY
    Certificate of Deposit

    24 Month

    3.500%* Interest Rate
    3.530%* APY
    Certificate of Deposit

    36 Month

    3.500%* Interest Rate
    3.530%* APY
    Certificate of Deposit

    48 Month

    3.550%* Interest Rate
    3.580%* APY
    Contact Us to Get Started View Deposit Rates View Loan Rates

    WBSB Blog

    Read How Certificates of Deposit (CDs) Can Grow Your Money Safely

    How Certificates of Deposit (CDs) Can Grow Your Money Safely

    9/8/2026
    WBSB
    Discover how certificates of deposit can grow your money safely. Learn the benefits of CDs for Central IL families with Warren-Boynton State Bank.
    Read Post about How Certificates of Deposit (CDs) Can Grow Your Money Safely
    View All Blog Posts

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    Learn more about Equal Housing Lender
    Go to the Bauer Financial website

    New Berlin
    702 W. Illinois Street, P.O. Box 19
    New Berlin, IL 62670-0019

    217.488.6091

    Springfield
    3030 Spring Mill Drive
    Springfield, IL 62704

    217.787.0430

    Modesto Loan Center
    201 East State Street, P.O. Box 19
    Modesto, IL 62667

    217.439.7267

    Palmyra
    332 North Main Street, P.O. Box 229
    Palmyra, IL 62674

    217.436.2411

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