Savings Account Options
Savings accounts can help you plan ahead without making things complicated. Warren-Boynton State Bank offers savings options for everyday goals, holiday spending, health expenses, and retirement planning. Explore the account options below and contact your nearest WBSB branch with questions about rates, balances, or account requirements.
Passbook Savings
Effective as of May 20, 2026
Our basic savings account, designed to help the average depositor set aside some extra money.
|
| $25.00 | None | $2 for each withdrawal in excess of six (6) per statement cycle
$3 service fee if balance falls below $100.00
| 0.20% | 0.20% |
Fees could reduce earnings.
The interest rate and annual percentage yield (APY) may change after account opening.
Christmas Club
Effective as of May 20, 2026
Available to help you save for the holidays. Read our Christmas Club blog post for more information.
The interest rate and annual percentage yield (APY) may change after account opening.
Health Savings Account
Effective as of May 20, 2026
Set aside funds for medical expenses with a Health Savings Account (HSA).
The interest rate and annual percentage yield (APY) may change after account opening.
Individual Retirement Account
Effective as of May 20, 2026
Saving for your retirement is important.
We offer both traditional and Roth IRA accounts in an 18 month variable rate instrument.
|
IRA - 18 Month Variable CD
Rate may change after the account is opened.
| $100 | $100 | 2.52% | 2.50% |
| IRA - 12 Month Fixed CD | $1,000 | $1,000 | 1.76% | 1.75% |
| IRA - 24 Month Fixed CD | $1,000 | $1,000 | 2.56% | 2.55% |
The interest rate and annual percentage yield (APY) may change after account opening.
Read our Individual Retirement Account blog post for more information about individual retirement accounts.