Certificate of Deposit Rates
Effective as of May 20, 2026
|
| 7 to 31 Day CD | $1,000 | 0.15% | 0.15% | 7 - 31 Days |
| 3 Month CD | $1,000 | 2.52% | 2.50% | 3 Months |
| 6 Month CD | $1,000 | 2.78% | 2.75% | 6 Months |
| 7 Month CD | $1,000 | 0.30% | 0.30% | 7 Months |
| 12 Month CD | $1,000 | 3.53% | 3.50% | 12 Months |
| 15 Month CD | $1,000 | 3.89% | 3.85% | 15 Months |
| 18 Month CD | $1,000 | 3.25% | 3.22% | 18 Months |
| 21 Month CD | $1,000 | 3.25% | 3.22% | 21 Months |
| 24 Month CD | $1,000 | 3.53% | 3.50% | 24 Months |
| 30 Month CD | $1,000 | 3.53% | 3.50% | 30 Months |
| 36 Month CD | $1,000 | 3.53% | 3.50% | 36 Months |
| 48 Month CD | $1,000 | 3.58% | 3.55% | 48 Months |
| 60 Month CD | $1,000 | 3.63% | 3.60% | 60 Months |
IRA - 18 Month Variable CD
Rate may change after the account is opened. | $100 | 2.52% | 2.50% | 18 Months |
| IRA - 12 Month Fixed CD | $1,000 | 1.76% | 1.75% | 12 Months |
| IRA - 24 Month Fixed CD | $1,000 | 2.56% | 2.55% | 24 Months |
Substantial Penalties may be imposed for early withdrawal.
Tiered Interest Rates and Annual Percentage Yields for Money Market Accounts
Effective as of May 20, 2026
|
| $2,500 | 0.50% |
| $10,000 | 0.55% |
| $25,000 | 0.75% |
| $50,000 | 1.11% |
| $100,000 | 1.61% |
| $250,000 | 2.02% |
Fees could reduce earnings on this account.
The interest rate and annual percentage yield (APY) may change after account opening.
Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.