Rates

Mortgage Rates

Residential Real Estate Loan Rates Remain Very Attractive!

Residential real estate mortgage rates valid as of Monday, April 5th, 2021

Rates are subject to change without notice

30 Year Mortgage
Rate 3.125%
APR  3.205%

20 Year Mortgage
Rate 2.875%
APR  2.987%

15 Year Mortgage
Rate 2.375%
APR  2.447%

10 Year Mortgage
Rate  2.375%
APR   2.481%

Payments
30 yrs.   $428.45
20 yrs.   $548.75
15 yrs.   $661.31
10 yrs.   $937.58

$100,000 Loan size

Assumptions

  • 740 or higher median credit score
  • 80% loan to value
  • Owner occupied existing residence
  • Purchase transaction
  • Rate lock period 60 days

Our rates and APRs assume a conventional loan for the purpose of purchasing a single-family home to be used as a primary residence, that the loan amount to property value ratio (LTV) is 80%, that the rate lock period is 60 days, and that the property is within Sangamon County, Illinois.  Rates and APRs may vary based on several factors, including credit score, loan purpose, and LTV.

Loan requests are subject to approval.

For Loan Rates, please contact a Warren-Boynton State Bank loan officer.


Certificate of Deposit Rates

Effective March 31, 2021 to April 7, 2021

Product Balance Required
to Earn APY
Annual
Percentage
Yield (APY)
Interest Rate Term
7 to 31 Day CD $1,000 0.10% 0.10% 7 - 31 Days
3 Month CD $1,000 0.10% 0.10% 3 Months
6 Month CD $1,000 0.15% 0.15% 6 Months
7 Month CD $1,000 0.15% 0.15% 7 Months
10 Month CD $1,000 0.20% 0.20% 10 Months
12 Month CD $1,000 0.25% 0.25% 12 Months
15 Month CD $1,000 0.30% 0.30% 15 Months
18 Month CD $1,000 0.35% 0.35% 18 Months
21 Month CD $1,000 0.40% 0.40% 21 Months
24 Month CD $1,000 0.40% 0.40% 24 Months
30 Month CD $1,000 0.45% 0.45% 30 Months
36 Month CD $1,000 0.50% 0.50% 36 Months
48 Month CD $1,000 0.60% 0.60% 48 Months
60 Month CD $1,000 0.80% 0.80% 60 Months
IRA - 18 Month Variable CD
Rate may change after the account is opened.
$100 0.45% 0.45% 18 Months

Substantial Penalties may be imposed for early withdrawal.


Tiered Interest Rates and Annual Percentage Yields for Money Market Accounts

Effective March 31, 2021 to April 7, 2021

Minimum balance to obtain Annual Percentage Yield (APY) APY
$2,500 0.10%
$10,000 0.10%
$25,000 0.10%
$50,000 0.15%
$100,000 0.20%
$250,000 0.25%

The interest rate and annual percentage yield (APY) may change after account opening.

Fees could reduce earnings on this account.

Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.

Third Party Site Disclaimer

You are leaving Warren-Boynton State Bank's website and will be redirected to another site. Warren-Boynton State Bank makes no endorsement or claims about the accuracy or content of the information contained in these sites. The security and privacy policies on these sites may be different than Warren-Boynton State Bank.

« Cancel Continue » ×