In an effort to better streamline our operations and provide exceptional service to you, our valued customer, we are announcing that effective August 1, 2025, our Modesto branch will transition to the Modesto Loan Center.

This change will facilitate several enhancements including:

• Consolidating all deposit services into the Palmyra branch.
• All deposit products will be available in one location (Palmyra).
• Our familiar operations & teller staff will all be at the Palmyra branch and will no longer be routinely moving between branches.
• We are opening our lobbies earlier for your convenience.

The Modesto office will continue to handle all lending needs for the area with business hours from 8:00 am to 4:00 pm Monday through Friday. The Palmyra office will also open earlier from 8:00 am (drive up 7:30 am) to 4:00 pm Monday-Thursday and 8:00 am (drive up 7:30 am) to 4:00 pm (drive up 5:30 pm) Friday and 8:00 am (drive up 7:30 am) to 12:00 pm Saturday. Over the past 147 years since Warren-Boynton State Bank was established, many things have changed, however our mission remains the same: to serve our customers and communities by remaining a strong and stable community bank. We thank you for your business and the trust you have instilled in us. If you have any questions or concerns, please contact us.