Stay on top of subscription charges


How likely is it that you signed up for a free trial and forgot to end that subscription? Are there subscriptions that you once used that are now redundant? You won’t believe how much money you could be saving if you take just a little time to review your current subscriptions and end those you no longer use.

Free trials

Watch out for free trials. If you sign up for automatic payment, note the end of the trial date so you can cancel the subscription. Free trials may last 14 days, others 30, even 60, and some will offer an extension once the trial has ended.

Credit card requirement

Almost all free trials and auto-renewals will ask for your credit card information. There is nothing illegal about it, but note when, as above, the free trial comes to an end and payment begins. It is also worth noting renewals. You will not get stuck with a bill you had no intention of paying.


Ensure you know how to cancel a free trial or subscription. Investigate the cancellation process. Cancel as soon as the trial ends. If you want to sign up for a limited time, write down how to cancel payment, and the option will be readily available to you when the time comes.

Free or cheaper alternatives

It doesn’t hurt to shop around for free or less expensive subscriptions that offer similar or better alternatives.

My Money Manager

With the My Money Manager tool, through online banking at Warren-Boynton State Bank, you can create a budget, set goals, and track your spending. My Money Manager will help keep you in check and on course to ensure you take advantage of free trials and new, or older, subscriptions per your needs only. For more information about online banking tools visit