Savings Accounts

Passbook Savings

Effective December 1, 2021 to December 8, 2021

Our basic savings account, designed to help the average depositor set aside some extra money.

Minimum
Opening
Balance
Required Balance Monthly Charges Annual
Percentage
Yield (APY)
Interest Rate
$25.00 $100.00

$2 for each withdrawal in excess of six (6) per statement cycle

$3 service fee if balance falls below $100.00

0.10% 0.10%

Fees could reduce earnings.

The interest rate and annual percentage yield (APY) may change after account opening.


Christmas Club

Effective December 1, 2021 to December 8, 2021

Available to help you save for the holidays. Read our blog post for more information.

Minimum
Opening
Balance
Required Balance Monthly Charges Annual
Percentage
Yield (APY)
Interest Rate
$25.00 None None 0.10% 0.10%

The interest rate and annual percentage yield (APY) may change after account opening.


Health Savings Account

Effective December 1, 2021 to December 8, 2021

Set aside funds for medical expenses with a Health Savings Account (HSA).

Minimum
Opening
Balance
Required Balance Annual Percentage Yield (APY) Interest Rate
$25.00 None 0.25% 0.25%

The interest rate and annual percentage yield (APY) may change after account opening.


Individual Retirement Account

Effective December 1, 2021 to December 8, 2021

Saving for your retirement is important.

We offer both traditional and Roth IRA accounts in an 18 month variable rate instrument.

Product Minimum Opening Balance Balance Required
to Earn APY
Annual
Percentage
Yield (APY)
Interest Rate

IRA - 18 Month Variable CD

Rate may change after the account is opened.

$100 $100 0.45% 0.45%

The interest rate and annual percentage yield (APY) may change after account opening.

Read our blog post for more information about individual retirement accounts.