CD and Money Market Rates
Certificate of Deposit Rates
Effective October 17, 2018 to October 24, 2018
| Product |
Balance Required
to Earn APY |
Annual
Percentage
Yield (APY) |
Interest Rate |
Term |
| 7 to 31 Day CD |
$1,000 |
0.10% |
0.10% |
7 - 31 Days |
| 3 Month CD |
$1,000 |
0.20% |
0.20% |
3 Months |
| 6 Month CD |
$1,000 |
0.30% |
0.30% |
6 Months |
| 7 Month CD |
$1,000 |
0.30% |
0.30% |
7 Months |
| 10 Month CD |
$1,000 |
0.35% |
0.35% |
10 Months |
| 12 Month CD |
$1,000 |
0.40% |
0.40% |
12 Months |
| 13 Month CD Special |
$1,000 |
1.25% |
1.25% |
13 Months |
| 15 Month CD |
$1,000 |
0.45% |
0.45% |
15 Months |
| 18 Month CD |
$1,000 |
0.50% |
0.50% |
18 Months |
| 21 Month CD |
$1,000 |
0.50% |
0.50% |
21 Months |
| 24 Month CD |
$1,000 |
0.75% |
0.75% |
24 Months |
| 24 Month CD - Step Up |
$1,000 |
1.25% |
1.25% |
24 Months |
| 30 Month CD |
$1,000 |
0.80% |
0.80% |
30 Months |
| 36 Month CD |
$1,000 |
1.06% |
1.05% |
36 Months |
| 48 Month CD |
$1,000 |
1.51% |
1.50% |
48 Months |
| 60 Month CD |
$1,000 |
1.81% |
1.80% |
60 Months |
| 60 Month CD - Step Up |
$1,000 |
2.01% |
2.00% |
60 Months |
18 Month IRA - Variable
Rate may change after the account is opened. |
$100 |
0.60% |
0.60% |
18 Months |
* Minimum balance required to qualify for 9 month CD - Please contact us for details.
Substantial Penalties may be imposed for early withdrawal.
Tiered Interest Rates and Annual Percentage Yields for Money Market Accounts
Fees could reduce earnings on this account.
Effective October 17, 2018 to October 24, 2018
| Minimum balance to obtain Annual Percentage Yield (APY) |
APY |
| $2,500 |
0.15% |
| $10,000 |
0.20% |
| $25,000 |
0.25% |
| $50,000 |
0.30% |
| $100,000 |
0.35% |
| $250,000 |
0.40% |
Interest Rates are Subject to Change without Notice.
Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.