Why open a Christmas Club Account? Here’s why:
1. Accumulation
Like any savings account, over time, your contributions add up. In just under 12 months, you’ll have plenty of cash to begin your holiday shopping.
2. Better habits
If you have struggled to accumulate savings, the Christmas Club Account encourages better habits. Saving and preparation can lead to funds for college, a car, or house.
3. Minimal opening balance
The minimum opening balance for the Warren-Boynton Christmas Club Account is $25. Better still, there are no monthly charges.
4. No withdrawal
Like most Holiday Savings Accounts, you cannot withdraw your funds until a predetermined date. With a Holiday Savings Account temptation cannot get the better of you.
5. No need for credit cards
With a Holiday Savings Account you won’t need to lean on your credit cards when Christmas comes around.
6. Avoid debt
If you are more extravagant when it comes to holiday shopping for family and friends, a Christmas Club Account will keep you on track.
7. Save within your means
With a Christmas Club Account, you can adjust your contributions monthly. You may start out by saving $50 a month, but in six months’ time you might want to increase this to $100 a month, for example.
If you are interested in opening a Christmas Club Account, visit one of our four branches in New Berlin, Springfield, Modesto, or Palmyra.