Advantages of online banking

9/12/2019

Online banking makes life a lot simpler. You can pay your bills online, transfer money, and access account information all from the comfort of your home. Online banking also provides peace of mind when you’re on vacation, traveling for work, or need to access your account quickly. As long as you have a mobile device or computer you’re set. 

Earlier in the year, we migrated to a new digital banking interface, already utilized on our mobile app, which provides a modern look across the digital banking system.

Features include:

Bill payment 

Online account access and bill pay are free. Online bill payment is a great way to keep track of your bills. You don’t have to rely on mailing a check, for example. You can schedule payments too, so you’ll never forget to pay your bills. The mobile app also allows you to deposit checks with the snapshot of the document. All of this means you can handle 100% of your banking on the go. One less thing to worry about. 

Transfer between accounts and to external accounts 

Online banking allows you to transfer money between accounts much more quickly and check available funds before spending money. You also have the option to transfer between different banks, which is extremely convenient. 

E-statements 

It’s becoming less common to receive paper statements, but it is still important to balance your accounts. You can find out the amount of a transaction after you have lost your receipt and you can see unauthorized transactions, helping you resolve any issues.

Custom and security alerts 

With online banking you can receive alerts via email, text message, and push notification when there is a charge, refund or other transaction on your account, when a balance transfer or payment has posted, to get balance and available credit limit amounts, when a payment is due, or when a payment has posted.

View transaction reports by account date, category, and amount 

You can view transaction history on all Warren-Boynton State Bank accounts including loans and certificates of deposit. 

My Money Manager 

Available with online banking, My Money Manager is a financial management tool that enables users to set up a budget, create goals, and track your spending. 

Our customers’ safety is paramount so to ensure your personal information remains private, do not transmit confidential details via email. Your password is encrypted and cannot be accessed by anyone. If you forget your password, you can reset it within the online banking login. 

If you have any questions about internet banking, our mobile app, or access to accounts please do not hesitate to stop in at one of our branches in New Berlin, Springfield, Palmyra, or Modesto.