What’s New

June 2024:  The Sangamon County Recorder's Mobile Unit will be visiting our New Berlin office on Saturday, June 29 from 9:30 am until 11:30 am. The mobile unit will offer the following services: register your name in the Property Fraud Alert Program, pick up a copy of your deed, veterans sign up for the Honor Rewards Program, answer questions about your property. For more information, visit the recorder's website at sangamoncountyrecorder.com or call 217-535-3150.

April 2024:  Warren-Boynton State Bank is partnering with the Sangamon County Circuit Clerk to bring the passport registration process to you.  Come to our New Berlin facility on Saturday, May 18 from 9am - Noon.  Contact the Circuit Clerk's passport office at 535-3260 for more information about application requirements.

March 2024:  Kera Pusch has relocated to the Modesto branch, effective March 4.  Kera joined Warren-Boynton State Bank in 2022 as Vice President and Loan Officer.  She is a lender for mortgage and commercial loans and is now based out of the Modesto branch.

November 2023:  Please view the holiday closing schedule at https://www.wbsb.net/information-desk/holiday-closing-schedule/.  Note that all branches will be closed on Saturday, December 23rd and Monday, December 25th.  On Friday, December 29th, the close of business cutoff will be 4:00pm.  All branches will be closed on Saturday, December 30th, 2023 and Monday, January 1st, 2024. 

September 2023:  Adam Sims has relocated to the Modesto branch, effective as of September 12.  Adam joined Warren-Boynton State Bank in 2004 as a Loan Officer.  He currently holds the title of Vice-President and works with borrowers in the areas of real estate, agriculture and commercial lending. 

August 2023:  Warren-Boynton State Bank is pleased to announce the promotion of Macy Morrison to Loan Officer.  She will primarily concentrate on consumer and owner-occupied mortgage lending and is based out of the Springfield branch.

March 2023:  Warren-Boynton State Bank is pleased to announce the promotions of Todd Lucas and Trista Woods.  Todd has been promoted to Vice President – Lending and Trista has been promoted to Vice President – Macoupin County Market.  Todd joined the bank in November 2017 as a Loan Officer.  He subsequently held the title of Assistant Vice President.  Todd works with customers in all areas of lending.  Trista began with the former Bank of Modesto in 2008 and has held the titles of Assistant Cashier and Assistant Vice President.  Trista has operational responsibility for the Macoupin County branches in Modesto and Palmyra as well as some consumer lending responsibilities.  Both Todd and Trista are based out of the Modesto branch. 

March 2023:  In light of recent industry events over the last few days, we want to reinforce your confidence in the safety and stability of Warren-Boynton State Bank. For more than 145 years, Warren-Boynton State Bank has had a true community banking model that is grounded in basic principles designed to keep our liquidity strong and protect us from the impact of an economic downturn.

We have withstood financial crises before, including the Great Depression in the 1930s and the Financial Crisis of 2008. Our conservative financial management practices keep our capital and reserves well above industry norms.

The specific reasons for the failure of both Silicon Valley Bank and Signature Bank do not apply to the Warren-Boynton State Bank. Our liquidity remains strong with most of our depositors remaining insured and secured, which was unfortunately not the case with these two institutions. Additionally, our funding is well diversified with primarily local funding sources. And lastly, our total capital ratio is much higher than the regulatory requirement.

While the media has been highlighting negative stories pertaining to the banking industry, we would like to reassure our customers that most banks today are indeed safe and secure places to invest your funds. It is natural for the financial markets to experience fluctuations from time to time; however, we remain confident that the industry will stabilize quickly and remain strong. In the meantime, we want to emphasize that your money is secure and protected in our care at Warren-Boynton State Bank. We pride ourselves on our unwavering commitment to the financial well-being of our customers and stand ready to assist them in achieving their financial goals.

October 2022:  We are pleased to welcome Kera Pusch as Vice President and Loan Officer.  Kera is located at the Modesto branch and will serve the Modesto and Palmyra area.  She has over 15 years of financial services experience in the Central Illinois market.  

August 2022:  Please join us on Tuesday, August 30 from 8:30 am to noon in the Modesto branch lobby for a cookie reception to celebrate the retirement of Alvin Barrow.  Alvin has been in the banking industry for 33 years.  We thank him for many years of service and wish him well in retirement. 

August 2022:  It has come to our attention that some customers have received calls from fraudsters impersonating bank employees.  The callers have requested personal and account information.  Employees of Warren-Boynton State Bank will never contact customers for such information.  Please do not provide any personal or account information by telephone, text or email.  If you have any questions, contact your local branch.

June 2022:  Effective July 1, 2022, the Springfield and Modesto branches will be closed on Saturdays.  Saturday hours for New Berlin and Palmyra remain unchanged.

March 2022:  At the annual Board of Directors meeting, Lance Craigmiles was named Senior Vice President and Chief Lending Officer.

October 2021:  Effective 12/06/2021, the drive-up hours in New Berlin are changing.  The new hours will be Monday - Friday 7:30 a.m. to 5:30 p.m. and Saturday 7:30 a.m to noon

April 28, 2020:  Warren-Boynton State Bank has been awarded an A+ financial health & stability rating by DepositAccounts, the largest online publication in the U.S. dedicated to banking product information for consumers.  A comprehensive score is calculated for over 10,000 banks and credit unions in the United States based on several factors including capitalization, deposit growth and loan-to-reserve ratios.  Only 11% of all banks receive an A+ rating.  For more information, visit https://www.depositaccounts.com/banks/warrenboynton-state-bank.html.

March 17, 2020:  We are pleased to announce the promotion of Debbie Carbonell to Senior Vice President/Chief Financial Officer.  Debbie has been with the bank since 2011 and has 35 years of service in the banking industry.  We are grateful for Debbie's invaluable experience and dedication!

January 2020:  Warren-Boynton State Bank has been recognized by Bauer Financial as a "Best of Bauer" institution.  Best of Bauer is reserved specifically for financial institutions that have earned Bauer's highest (5-star) rating continuously for 25 years or longer.  For more information about Bauer ratings, visit www.bauerfinancial.com.

September 2019:  An ATM is now located at the Palmyra branch, 332 N. Main Street.  Effective November 1, 2019 the ATM inside Casey's General Store, 184 E. State Street in Palmyra, will no longer be surcharge free.  Customers are advised to use the ATM at the Palmyra branch.

July 2019:  The Capital One data breach is the latest incident compromising the identities of millions of people.  Warren-Boynton State Bank offers Secure Checking which includes IDProtect, a personal identity theft service available to account owners, their joint account owners and their eligible family members.  The service includes identity theft monitoring and resolution service, along with credit file monitoring.  Registration/activation required to receive all benefits.  Please refer to the guide to benefits for complete details on IDProtect and other account benefits.

June 2019:  Warren-Boynton State Bank continues to be rated 5-stars by Bauer Financial.  In order to qualify, a financial institution must be financially sound and operating well above its regulatory capital requirements.  Each institution on Bauer’s Recommended Bank Report has a tangible capital ratio greater than 6% and a total risk-based capital ratio greater than 10%.  Five-star banks generally have twice the capital required by regulators.  For more information on Bauer ratings, please visit www.bauerfinancial.com.

October 1, 2018:  We are pleased to offer Secure Checking personal checking accounts.  Secure Checking provides valuable benefits and protection for you and your finances, helpful ways to save, and rewards on everyday purchases.  For more information, please view the Checking Accounts page under the Personal Banking menu.

September 29, 2017:  Warren-Boynton State Bank marks 140 years of service as a locally owned and independent community bank.  The bank was established in New Berlin in 1877 and became state chartered in 1897.  Warren-Boynton acquired the First State Bank in New Berlin in 1989.  In 2004, a branch office opened on the west side of Springfield on Spring Mill Drive.  Warren-Boynton expanded in July 2017 with the acquisition of Bank of Modesto, adding branches in Modesto and Palmyra, both in northwestern Macoupin County. 

Warren-Boynton State Bank is a full-service bank offering loan services for farm, commercial, and consumer purposes as well as commercial and residential real estate loans.  The bank has a comprehensive line of deposit products for both businesses and consumers including checking accounts, money markets, savings, IRAs and certificates of deposit.  Warren-Boynton State Bank has a robust internet banking service including bill payment and My Money Manager, a personal financial management tool.  Our smart phone app was recently redesigned and offers the latest features.  The WBSB blog on our website includes over 15 helpful articles. 

Our success over the past 140 years can be attributed to loyal customers and dedicated employees.  Although many changes have occurred in the banking industry since 1877, Warren-Boynton State Bank remains committed to serving the financial needs of our customers and supporting the communities where we do business.  Contact us today to see how we can assist with your banking needs.          

July 24, 2017:  We are delighted to officially welcome Bank of Modesto and Bank of Modesto-Palmyra branch customers to Warren-Boynton State Bank.

January 31, 2017:  WB Bancorp, Inc. and its wholly owned subsidiary Warren-Boynton State Bank are pleased to announce it has reached a definitive agreement for the acquisition of 100% of MC Bancorp, Inc. and its wholly owned subsidiary, Bank of Modesto.  Bank of Modesto is a full service bank and has locations in Modesto and Palmyra in Macoupin County.  Warren-Boynton State Bank has locations in New Berlin and Springfield. 

"We believe this is in the best interest of our customers and communities as the banking environment changes.  We have known the people of Warren-Boynton for many years and believe they will continue the tradition of customer service and loyalty to the community that has been the hallmark of the Bank of Modesto for over 125 years," stated Phil Lovelace, President/CEO of Bank of Modesto.  Jim Weast, President/CEO of Warren-Boynton State Bank indicated, "We are excited to be joining the two banks, as both banks are community focused institutions and have very similar cultures and values.  This will be an excellent partnership going forward."

The combined banks will have assets of approximately $175,000,000 with deposits of approximately $140,000,000.  The proposed acquisition is subject to regulatory approval and the approval of MC Bancorp, Inc.'s shareholders and is expected to close in the second quarter of 2017.