CD and Money Market Rates
Certificate of Deposit Rates
Effective June 28, 2017 to July 5, 2017
| Product |
Balance Required
to Earn APY |
Annual
Percentage
Yield (APY) |
Interest Rate |
Term |
| 7 to 31 Day CD |
$1,000 |
0.10% |
0.10% |
7 - 31 Days |
| 3 Month CD |
$1,000 |
0.10% |
0.10% |
3 Months |
| 6 Month CD |
$1,000 |
0.20% |
0.20% |
6 Months |
| 7 Month CD |
$1,000 |
0.20% |
0.20% |
7 Months |
| 10 Month CD |
$1,000 |
0.25% |
0.25% |
10 Months |
| 12 Month CD |
$1,000 |
0.30% |
0.30% |
12 Months |
| 15 Month CD |
$1,000 |
0.35% |
0.35% |
15 Months |
| 18 Month CD |
$1,000 |
0.35% |
0.35% |
18 Months |
| 21 Month CD |
$1,000 |
0.40% |
0.40% |
21 Months |
| 24 Month CD |
$1,000 |
0.55% |
0.55% |
24 Months |
| 30 Month CD |
$1,000 |
0.60% |
0.60% |
30 Months |
| 36 Month CD |
$1,000 |
0.80% |
0.80% |
36 Months |
| 48 Month CD |
$1,000 |
1.00% |
1.00% |
48 Months |
| 60 Month CD |
$1,000 |
1.30% |
1.30% |
60 Months |
18 Month IRA - Variable
Rate may change after the account is opened. |
$100 |
0.50% |
0.50% |
18 Months |
* Minimum balance required to qualify for 9 month CD - Please contact us for details.
Substantial Penalties may be imposed for early withdrawal.
Tiered Interest Rates and Annual Percentage Yields for Money Market Accounts
Fees could reduce earnings on this account.
Effective June 28, 2017 to July 5, 2017
| Minimum balance to obtain Annual Percentage Yield (APY) |
APY |
| $2,500 |
0.10% |
| $10,000 |
0.15% |
| $25,000 |
0.20% |
| $50,000 |
0.25% |
| $100,000 |
0.30% |
| $250,000 |
0.35% |
Interest Rates are Subject to Change without Notice.
Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.