CD and Money Market Rates
Certificate of Deposit Rates
Effective January 29, 2020 to February 5, 2020
| Product |
Balance Required
to Earn APY |
Annual
Percentage
Yield (APY) |
Interest Rate |
Term |
| 7 to 31 Day CD |
$1,000 |
0.10% |
0.10% |
7 - 31 Days |
| 3 Month CD |
$1,000 |
0.20% |
0.20% |
3 Months |
| 6 Month CD |
$1,000 |
0.30% |
0.30% |
6 Months |
| 7 Month CD |
$1,000 |
0.30% |
0.30% |
7 Months |
| 10 Month CD |
$1,000 |
0.35% |
0.35% |
10 Months |
| 12 Month CD |
$1,000 |
0.40% |
0.40% |
12 Months |
| 13 Month CD Special |
$1,000 |
1.40% |
1.40% |
13 Months |
| 15 Month CD |
$1,000 |
0.45% |
0.45% |
15 Months |
| 18 Month CD |
$1,000 |
0.50% |
0.50% |
18 Months |
| 21 Month CD |
$1,000 |
1.51% |
1.50% |
21 Months |
| 24 Month CD |
$1,000 |
0.75% |
0.75% |
24 Months |
| 30 Month CD |
$1,000 |
0.80% |
0.80% |
30 Months |
| 36 Month CD |
$1,000 |
1.05% |
1.05% |
36 Months |
| 48 Month CD |
$1,000 |
1.51% |
1.50% |
48 Months |
| 60 Month CD |
$1,000 |
2.01% |
2.00% |
60 Months |
IRA - 18 Month Variable CD
Rate may change after the account is opened. |
$100 |
0.70% |
0.70% |
18 Months |
Substantial Penalties may be imposed for early withdrawal.
Tiered Interest Rates and Annual Percentage Yields for Money Market Accounts
Fees could reduce earnings on this account.
Effective January 29, 2020 to February 5, 2020
| Minimum balance to obtain Annual Percentage Yield (APY) |
APY |
| $2,500 |
0.25% |
| $10,000 |
0.30% |
| $25,000 |
0.35% |
| $50,000 |
0.40% |
| $100,000 |
0.50% |
| $250,000 |
0.60% |
Interest Rates are Subject to Change without Notice.
Deposit accounts are only solicited from Sangamon County, Illinois and surrounding counties.